
Meet the Team That Fights for You
Led by licensed public adjuster Jonathan Zrihen with 30 years combined team experience
About ClaimCrafters USA
ClaimCrafters USA was founded with a clear purpose: to provide property owners with experienced, detail-oriented advocacy during some of the most disruptive and stressful moments they will face — property damage and insurance claims.
While ClaimCrafters USA was formally established in 2024, the expertise behind the firm was built over many years of hands-on claims management and loss evaluation.
Experience Behind the Name
ClaimCrafters USA is led by Jonathan Zrihen, the firm's licensed public adjuster and principal. Prior to founding ClaimCrafters USA, Jonathan managed claim operations for multiple public adjusting firms, where he oversaw thousands of residential and commercial property claims. His responsibilities included directing claim strategy, supervising adjuster teams, reviewing complex scopes of loss, and resolving disputed insurance valuations.
Our team brings a combined 30 years of claims handling experience, with extensive exposure to:
- Fire and smoke losses
- Water and plumbing-related damage
- Wind, hail, and storm claims
- Complex contents and inventory documentation
- Additional Living Expense (ALE) and business interruption claims
- Code upgrades, ordinance, and compliance issues
- Disputed, delayed, and underpaid insurance estimates
This depth of experience allows us to evaluate losses comprehensively and identify issues that are often overlooked or undervalued during the claims process.
Why ClaimCrafters Exists
Through years of managing claims and working within the insurance ecosystem, Jonathan identified a consistent industry gap: property owners are rarely equipped with the technical knowledge or resources needed to navigate insurance claims on equal footing with carriers.
Insurance policies are detailed, time-sensitive contracts. Carriers assign trained professionals to protect their financial interests, while policyholders are often left to manage documentation requirements, valuation disputes, and strict deadlines on their own — frequently while displaced from their home or managing operational disruptions to a business.
ClaimCrafters USA was created to serve as a knowledgeable advocate and technical resource for property owners who need clarity, accuracy, and representation throughout the claims process.
Our Professional Roles
Depending on the needs of the matter and the role required, ClaimCrafters USA may serve in several professional capacities:
Public Adjusting
Representing property owners in the preparation, presentation, and negotiation of residential and commercial insurance claims.
Appraiser & Umpire Services
Acting as an appraiser or umpire in insurance appraisal proceedings, providing independent evaluation of loss scope and valuation when disputes arise.
Building & Claim Consulting
Offering building consulting, scope validation, and technical claim support for property owners, attorneys, and industry professionals involved in complex or contested losses.
Each role is performed in accordance with applicable licensing requirements and ethical standards.
Our Approach
We take a structured, methodical approach to every engagement:
Comprehensive Policy Review
Thorough analysis of coverage and policy terms
Detailed Damage Documentation
Precise documentation and analysis of all losses
Accurate Scoping & Valuation
Professional cost estimates and loss evaluation
Organized Claim Presentation
Clear, documented submission to carriers
Professional Communication
Expert negotiation with insurance carriers
Ongoing Oversight
Continuous support through claim resolution
Our focus is on precision, documentation, and defensible claim positions — not volume-based processing.
Who We Serve
ClaimCrafters USA works with:
Homeowners
Residential property damage claims
Commercial Property Owners
Business and commercial property claims
Business Owners
Business interruption and operational claims
Landlords & Investors
Rental and investment property claims
We handle fire, water, storm, and complex property losses, and we work exclusively for the party that retains us.
Our Commitment
ClaimCrafters USA is committed to:
Integrity in Representation
We work exclusively for our clients with unwavering ethical standards and transparent practices.
Technical Accuracy in Evaluation
Every claim is evaluated with precision, expertise, and attention to detail that protects your interests.
Thorough Documentation
Comprehensive, organized, and defensible documentation that stands up to carrier scrutiny.
Clear, Consistent Communication
You'll always know where your claim stands and what steps are being taken on your behalf.
We believe property owners deserve experienced professionals who understand insurance claims, construction, and carrier practices — and who are prepared to protect the interests of those they represent.
